It seemed like a good idea at the time (it might still be).

It seemed like a good idea at the time. I’ve been looking at buying a car. It started with needing a new battery but I got sucked into test driving some newer, smaller, more fuel-efficient vehicles and the next thing you know I started thinking about how I needed a new car, how I deserved a new car, and how I could easily afford the payments. None of those things are true...